A simple decision tool that shows the full financial outcome of a property purchase — before you commit.
Most online calculators only show part of the picture.They focus on mortgage payments or stamp duty in isolation, but real property decisions depend on the total cost over time — including ownership costs, exit costs, and what happens if assumptions change.This often leads buyers to underestimate the true cost by tens of thousands of pounds.
This Excel-based decision tool brings everything together into one clear view.
-Purchase costs and stamp duty estimates
-Mortgage and interest costs
-Ongoing ownership costs
-Exit costs and net position
-Best, base, and worst-case scenarios
-Interest rate stress testing
-Owner-Occupier and Buy-to-Let modes
-UK home buyers and second steppers
-Buy-to-let investors
-Anyone comparing multiple properties
-Anyone wanting clarity before making an offer